National General Insurance Offers Pay-As-You-Go Insurance Consumer Privacy Protection
As consumers drive less, National General Insurance’s Low-Mileage Discount Respects Driver Privacy
Pay-As-You-Go insurance is an auto industry-pricing model that rewards drivers with insurance discounts based on the number of miles driven. The concept of Pay-As-You-Go insurance programs is based on the simple notion that those who drive less, pay less.
While there are numerous benefits to Pay-As-You-Go insurance programs, including substantial insurance discounts and vehicle emissions reduction, some drivers are hesitant to sign up due to privacy concerns about the amount of information some insurance companies require in order to be eligible for a Pay-As-You-Go insurance discount.
It is standard industry procedure for most insurers to require drivers to report the number of miles driven through either a built-in or a manual device. However, where Pay-As-You-Go insurance programs differ is in how much information is recorded beyond mileage and then reported back to an auto insurance company.
It is important for consumers concerned about privacy to carefully research Pay-As-You-Go insurance programs to find one that is offered in their area, fits their comfort level and provides the best insurance discount for their driving habits.
For example, National General Insurance's Pay-As-You-Go insurance program, the Low-Mileage Discount, is an opt-in program using OnStar telematics technology allowing customers who drive fewer miles (less than 15,000 annually) to benefit from lower auto insurance premiums. Customers who drive more than 15,000 miles per year are not penalized by National General Insurance's Pay-As-You-Go insurance – all OnStar customers still receive an insurance discount* simply for having an active OnStar subscription, even if they are not eligible for the Low-Mileage Discount.
The total U.S. CO2 emissions would decrease by two percent and oil consumption by four percent if all motorists had pay-as-you-drive insurance.
Two out of three U.S. households would receive an average insurance discount of $270 per car if all motorists had pay-as-you-drive insurance. -Brookings Institute Learn More
By enrolling in a pay-as-you-drive auto insurance program like the Low-Mileage Discount, your OnStar subscription might practically pay for itself. Learn More
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