National General Insurance Offers Pay-As-You-Go Insurance Consumer Privacy Protection
As consumers drive less, National General Insurance’s Low-Mileage Discount Respects Driver Privacy
Pay-As-You-Go insurance is an auto industry-pricing model that rewards drivers with insurance discounts based on the number of miles driven. The concept of Pay-As-You-Go insurance programs is based on the simple notion that those who drive less, pay less.
While there are numerous benefits to Pay-As-You-Go insurance programs, including substantial insurance discounts and vehicle emissions reduction, some drivers are hesitant to sign up due to privacy concerns about the amount of information some insurance companies require in order to be eligible for a Pay-As-You-Go insurance discount.
It is standard industry procedure for most insurers to require drivers to report the number of miles driven through either a built-in or a manual device. However, where Pay-As-You-Go insurance programs differ is in how much information is recorded beyond mileage and then reported back to an auto insurance company.
It is important for consumers concerned about privacy to carefully research Pay-As-You-Go insurance programs to find one that is offered in their area, fits their comfort level and provides the best insurance discount for their driving habits.
For example, National General Insurance's Pay-As-You-Go insurance program, the Low-Mileage Discount, is an opt-in program using OnStar telematics technology allowing customers who drive fewer miles (less than 15,000 annually) to benefit from lower auto insurance premiums. Customers who drive more than 15,000 miles per year are not penalized by National General Insurance's Pay-As-You-Go insurance – all OnStar customers still receive an insurance discount* simply for having an active OnStar subscription, even if they are not eligible for the Low-Mileage Discount.
Nearly two-thirds of Californian households would receive an insurance discount under pay-as-you-drive insurance with an average savings of $276 per vehicle per year.
-Environmental Defense Fund Learn More
Pay-as-you-drive insurance programs would reduce the number of accidents, the amount of congestion, pollution (including CO2 emissions) and help increase oil security. -Brookings Institute Learn More
Want to enroll in a pay-as-you-drive insurance program? The Low-Mileage Discount is offered in 35 states. Learn More
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