Pay-As-You-Go Insurance Drive Spotlight: Bob Panczak
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Pay-As-You-Go Insurance Drive Spotlight: Bob Panczak

As an owner of several cars, Robert Panczak of Schaumburg, IL, wanted to know why he was paying roughly the same amount on auto insurance for all three, when one vehicle, his Saturn VUE, often sat in the driveway.

As a savvy auto insurance shopper, Panczak decided to investigate his options to get the best value for his needs. The result? Panczak became one of the first National General Insurance Pay-As-You-Go insurance Low-Mileage Discount customers, where he has saved hundreds of dollars each year on his auto insurance.

"Before switching to the Low-Mileage Discount, my auto insurance premiums were eating me alive. And since I didn't use one car as often as the others, why should I pay the same amount in insurance? Now, with Pay-As-You-Go insurance, I don't have to."

Panczak had an active OnStar Vehicle Diagnostics subscription, making him a perfect candidate for the National General Insurance Low-Mileage Discount. Now available in 35 states, National General Insurance's Low-Mileage Discount is the first Pay-As-You-Go insurance program of its kind leveraging state-of-the-art telematics technology using OnStar to allow customers who drive less than 15,000 miles annually to benefit from substantial insurance discounts.

When he opted in for the Low-Mileage Discount March 2006, Panczak was immediately given an insurance discount simply for having an active OnStar subscription. Since then, OnStar telematics technology automatically followed his mileage driven, translating into a Pay-As-You-Go insurance discount of $500 per year.

Click on the links for more information of the Low-Mileage Discount and how Pay-As-You-Go insurance works.

Did You Know?

Pay-as-you-drive insurance programs would reduce the number of accidents, the amount of congestion, pollution (including CO2 emissions) and help increase oil security. -Brookings Institute  Learn More

If all U.S. motorists had pay-as-you-drive insurance, driving would decline by eight percent nationwide, saving about $50 to $60 billion a year in driving accidents and other car-related damage. -Brookings Institute  Learn More

The total U.S. CO2 emissions would decrease by two percent and oil consumption by four percent if all motorists had pay-as-you-drive insurance.   Learn More


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