Pay-As-You-Go Insurance Discounts: Get the Facts
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Pay-As-You-Go Insurance Discounts: Get the Facts

According to the Brookings InstituteSightline Institute, and the Environmental Defense Fund, Pay-As-You-Go insurance can have great economic and environmental effects. Here's what they have to say.


Brookings Institute:


Sightline Institute:

  • Initial research estimates that Pay-As-You-Go insurance could reduce driving by five to 15 percent. A 10 percent reduction in driving is estimated to result in a 17-percent reduction in crashes.

Environmental Defense Fund:

  • The total U.S. CO2 emissions would decrease by two percent and oil consumption by four-percent if all motorists had Pay-As-You-Go insurance.
  • Nearly two-thirds of Californian households would receive an insurance discount under Pay-As-You-Go insurance with an average savings of $270 per vehicle per year.

Did You Know?

It would take an 81-cent-per-gallon increase in the gas tax to achieve the 6.5 percent reduction in miles driven that pay-as-you-drive insurance programs would achieve. -Brookings Institute  Learn More

If the state of California implemented a pay-as-you-drive insurance program, it would result in an eight-percent decrease in driving from light-duty vehicles. -Brookings Institute  Learn More

Nearly two-thirds of Californian households would receive an insurance discount under pay-as-you-drive insurance with an average savings of $276 per vehicle per year.
-Environmental Defense Fund  Learn More

 

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