Pay-As-You-Go Insurance: Privacy Protection and Concerns
Drivers Beware: Pay-As-You-Go Insurance Discount Comes in Many Forms
Pay-As-You-Go insurance programs have numerous benefits including substantial insurance discounts. However, there's some concern about how much information insurers should require before awarding a Pay-As-You-Go insurance discount.
Some Pay-As-You-Go insurance programs gather more than mileage. For instance, Progressive's Pay-As-You-Go insurance discount program captures driving behaviors such as braking patterns, speed, and the time of day you drive. All information may be recorded, and some consumer privacy advocates worry the company will use that information to calculate auto insurance premiums and claims payouts. There's even the potential for this information to be used in unrelated lawsuits. But their biggest concern? With these Pay-As-You-Go insurance programs, advocates are worried that in the end, your premiums may actually go up.
National General Insurance Pay-As-You-Go Insurance Discount: Easy. Private. Effective.
With the National General Insurance Pay-As-You-Go insurance program, consumer privacy is respected and completely secure. The opt-in National General Insurance Low-Mileage Discount uses only odometer readings, which are automatically sent through monthly OnStar Vehicle Diagnostic reports. Insurance discounts are awarded based solely on the miles driven. No other factors are considered, shared or used in any way.
And with National General Insurance's Pay-As-You-Go insurance discount program, drivers are not penalized if they drive over 15,000 miles. While they are no longer eligible for the Low-Mileage Discount program, these customers still receive an insurance discount simply for having an active OnStar subscription.
Not all Pay-As-You-Go insurance discount programs are the same. It's important for drivers to enroll in one that's comfortable for them.
Two out of three U.S. households would receive an average insurance discount of $270 per car if all motorists had pay-as-you-drive insurance. -Brookings Institute Learn More
Go green by driving less. The Low-Mileage Discount rewards drivers for their eco-driving lifestyle with substantial auto insurance discounts. Learn More
Initial research estimates that pay-as-you-drive insurance could reduce driving by five to 15 percent. A 10 percent reduction in driving is estimated to result in a 17 percent reduction in crashes. -Sightline Institute Learn More
Drive Less, Save More!
Save on Auto Insurance with National General Insurance Low Mileage Discounts offered exclusively to OnStar SubscribersLearn More
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